A few minutes past midnight on Monday, January 21st, 2013, someone will give birth to the day's first American baby. With any luck, that baby will have become the first American to see his first light of day in a post-Obama world. That's the good news. Unfortunately, the celebration of that good fortune will have to wait a while. For there is also some bad news—some really bad, you'd-better-sit-down-for-this, maybe-you'd-like-to-reconsider-this-whole-being-born-thing kind of news: That baby owes $185,000. Before interest. And that figure, even if the baby is born under a most propitious star, will grow by $5,000 per year, at least until he, along with the other babies born that day, is old enough to rise up and take action to stop the avalanche.